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EF Revisited

November 20th, 2008 at 05:43 pm

Before I made the last post about Goal 1, DH and I had a discussion about the EF.

It was initiated by him. I think he's getting more concerned about the economy and his job.

Anytime he initiates a conversation about money I'm there. I've worked hard to get to this point. I did not let being under the influence of a head cold (and feeling like I'm under water) get to me.

He reiterated what we'd agreed on for the dollar amount. I agreed that this was a good place to start, but countered that I wanted to reevaluate the dollar amount later. (I think that as a final total it's too low.) He agreed to that.

He wanted to include only the money we have in a certain savings account. (I had initially included money in that account as well as a CD in the sidebar.) I agreed.

He also said that he feels more comfortable if the bill paying account (Checkbook Two) is kept at a minimum of $1500. It's currently below that - with property taxes and work done on both our cars in the past month. He'd done two side jobs in the past month - the checks were coming in soon and he wanted to put some of those dollars in the EF and some in the bill paying account. I agreed.

I told him we needed to set a target date for putting the dollars in the EF. He suggested July 1st. That is 8 months to come up with $4,428.15. It doesn't seem like a terribly ambitious goal but I'll take it. For us it's progress.

The next day he deposited $250 from the side job into the account. Only $4178.15 to go.

5 Responses to “EF Revisited”

  1. ceejay74 Says:

    That is so great! I'm glad he's at least taking some interest in finances.

  2. merch Says:

    I hope he keeps it up. Got work on your side in not rushing or pressuring him.

  3. Petunia Says:

    Merch - yep, that I do.

  4. creditcardfree Says:

    Sounds great! An EF is always a great goal and working together on it is even better. Keep up the good work.

  5. frugaltexan75 Says:

    It sounds like your dh is coming around to your way of thinking. Smile

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