My Roth contribution continues to sit in the money market of my mutual fund, and now I am waiting. . . for the share price of various mutual funds to go down a bit before I purchase them. My various mutual funds have been hovering around the 52-week high share price since the 1st of the year. From what I could glean from the Wall Street Journal the markets were "happy" (my paraphrase) that we didn't go off the financial cliff, and then they were "happy" because of what went on with the debt ceiling. Seems kind of kooky to me! I'll watch and wait a bit longer, but would really like to complete this so I can get it off my list for another year.

Mr. H made his Roth contribution also.

As planned, I made my Roth contribution for 2013 on January 2nd. The funds went into a money market to be allocated later. I have been watching the price per share of my mutual funds at the end of the year and now, and they have gone up! Is that because we didn’t quite fall off the fiscal cliff? I'll wait a bit and see if they come back down before reallocating out of my money market. They adjusted a bit yesterday.

Mr. H received his annual bonus, and I've encouraged him to put some of it in his Roth. I think he will do that.

I checked the IRS website today to find out if the annual IRA contribution has gone up. It has! I also observed that the catch up contributions are for those 50 and over. I thought it was 55 and over. I will turn 50 in 2013. I've had a largish financial gift and will make the full contribution on January 2nd. The information I have indicates that I can make this contribution any time during 2013. Go me!